The first version didn’t have enough support in the Senate, so it was back to the drawing board. Now we have a new bill—but will this one get the necessary votes? Senators Susan Collins (R-Maine) and Rand Paul (R-Ky) have already said it doesn’t do enough. Can it squeak through the Senate? Let’s look at… Continue reading It’s Back! A New BCRA. But Will It Be Enough?
More than three quarters of large employers are offering high deductible plans, and in increasing numbers it is the only plan. Although the premiums are often lower, the deductible can be as high as $6550 for an individual or $13,100 for a family. In order to keep out-of-pocket expenses manageable, consider the following: Preventative… Continue reading A High Deductible Plan Was My Only Choice: Now What?
Yes, with proper health care planning. Although health savings accounts are offered with high deductible health care plans and are often thought of as a current benefit, individuals may want to consider using their HSA balances as a future health care benefit. What are the short and long term benefits of HSAs? For 2016, individuals… Continue reading Can an HSA be a retiree health plan?
More than three quarters of large employers now offer a high deductible health plan as an option for employee health insurance. For an increasing number of employers, it is the only choice. If you are new to high deductible health plans, now is the time to familiarize yourself with a health savings account and its… Continue reading Health Savings Accounts: New Rules of the Road for You?