News Alerts

The Supreme Court vs Obamacare Part Two: What You Need to Know

It’s formally known as King v Burwell and its time has come. Beginning on March 4th, the Supreme Court will hear arguments that challenge the meaning of four key words in the ACA: “established by the state”. These words refer to health insurance exchanges—why are these words so critical? What are the consequences of the… Continue reading The Supreme Court vs Obamacare Part Two: What You Need to Know

News Alerts

Check Your Health Insurance at the Reference Library

If you’re a participant in an employer sponsored health plan, you may begin to see “reference pricing” as a component of your health insurance coverage. Does this mean that policyholders consult reference materials to learn about coverage? Not exactly, but the concept of reference pricing, which was given the green light by the Obama administration,… Continue reading Check Your Health Insurance at the Reference Library

News Alerts

March 31st Madness Has Come and Gone: Now What?

March 31st, Obamacare, ACA, healthcare.gov……..open enrollment is over. Well, at least for those who don’t meet the exception qualifications. The dust has settled. But has it really? How many individuals are newly insured through the exchanges? Newly insured through employers? Still uninsured? Can they even be accurately counted? Early returns would indicate that more than… Continue reading March 31st Madness Has Come and Gone: Now What?

News Alerts

Can You Reduce Your Health Coverage Out of Pocket Expenses?

As out-of-pocket costs increase and consumer driven health plans become more prevalent, individual health insurance costs are more than just premiums. Is there such a thing as supplemental insurance from an employer or an exchange plan that would cover additional non premium expenses that individuals incur while owning health insurance? It is widely recognized that… Continue reading Can You Reduce Your Health Coverage Out of Pocket Expenses?

News Alerts

Ten Essential Benefits: Rehabilitative AND Habilitative Services?

The essential benefits requirement of individual and small business health insurance plans has been one of the most well publicized components of the Affordable Care Act (ACA). Within the ten categories is the inclusion of rehabilitative and habilitative services and devices. Is it likely that previously non covered habilitative services–for the developmentally challenged with autism,… Continue reading Ten Essential Benefits: Rehabilitative AND Habilitative Services?