The door has finally opened and the Senate draft bill, the Better Care Reconciliation Act, has emerged. So far, a host of conservative and moderate Senators have indicated that they won’t vote for it. The draft is broadly the same as the House bill with some notable modifications. What make the BCRA different and what… Continue reading ACA, AHCA, BCRA: What’s In It For Me?
The Republicans have repeatedly said that they intend to repeal and replace the Affordable Care Act with better health care for everyone. But just exactly what is the difference between Obamacare and the new GOP plan? Will it really benefit anyone? It will benefit adult children under the age of 26. As is currently the… Continue reading What’s Repealed and What’s Replaced?
The dust is settling on last Friday’s embarrassment and House Republicans are vowing to come with a new plan that will pass muster with all Republican groups, including the Freedom Caucus. Speaker Paul Ryan has urged members to refocus their energy on finding an acceptable alternative. But what does this mean for us? Will Obamacare… Continue reading No Repeal, No Replace: Still Talking
For today we do. And probably for the rest of this year, anyway. It’s impossible to read any news either in print or online, or watch news on TV, without hearing about a repeal of Obamacare. Repeal, repeal and replace, leave around 18 million people stranded without health care…. it goes on and on. … Continue reading It’s Inauguration Day: Do We Still Have Health Care?
You’ve been watching the presidential campaign, so you can’t miss the references to Obamacare. It’s a significant component of the rhetoric for all the candidates. Hillary wants to add to it, Bernie wants a “Medicare for All” program, and Trump wants to repeal it altogether. We haven’t heard much else about healthcare from the candidates.… Continue reading Note to Candidates: Health Care is More Than Obamacare
The Affordable Care Act created a myriad of health insurance provisions for small business owners that took effect in 2015. For 2016, however, a new law modifying the ACA can prevent some businesses with 51 to 100 employees from increases in health insurance premiums. Protecting Affordable Coverage for Employees or PACE as it is also… Continue reading The ACA 2016: News for Small Business Owners
If you’re covered by an Obamacare health insurance exchange plan, be careful: its coverage may be narrower than you think. And that can add up to a significant increase in your out-of-pocket expenses for health care. Let’s say, for example, that your doctor is concerned about your thyroid and thinks it makes sense for you… Continue reading How Narrow is Your Network?
You’ve read about the “Cadillac” health tax slated to take effect in 2018. The Affordable Care Act’s tax on high cost employer health insurance tax will impose a 40% non-deductible tax on benefits that exceed a government set threshold. The expected threshold for this tax is $10,200 in health benefits for individual coverage and $27,500… Continue reading Will I Be Driving a Chevy in 2018?
The King vs Burwell decision has been long awaited. In a 6-3 overwhelming victory for the Affordable Care Act and the Obama administration, the Supreme Court has found for the continued availability of subsidies through the federal government’s health insurance exchange. David King and a group of plaintiffs from Virginia had hoped that the Supreme… Continue reading “Established by the State”: The SCOTUS has spoken
If you’ve been paying tuition and, at the same time reviewing health care expenses for your children, you’ve noticed that many colleges and universities have been offering students health insurance from the school as a part of fees and tuitions. Depending upon the school and the insurance, some colleges have offered very attractive plans. Many… Continue reading Health Care and College Tuition: Look Again