The dust is settling on last Friday’s embarrassment and House Republicans are vowing to come with a new plan that will pass muster with all Republican groups, including the Freedom Caucus. Speaker Paul Ryan has urged members to refocus their energy on finding an acceptable alternative. But what does this mean for us? Will Obamacare… Continue reading No Repeal, No Replace: Still Talking
That depends on how and where you obtain your health insurance. Or if you purchase health insurance. This bill is shorter than Obamacare (so far, anyway) 166+ pages versus 2000+ pages, but there will be some significant impact on individuals and business owners. First, let’s see what the Act retains that will benefit individuals. One… Continue reading How Does the American Health Care Act Impact Me? Obamacare Lite?
It’s abundantly clear that it is going to take time to repeal and/or replace the Affordable Care Act. And, despite the fact that the republican draft would sunset the ten essential benefits in 2019, it would require a change in the law and therefore 60 votes in the Senate to eliminate these provisions entirely. While… Continue reading Repeal and Replace: “Watering” Down Ten Essential Benefits?
It’s clear that Republicans want to get the Obamacare repeal headed in the right direction. There’s one big problem, however. Too many different competing plans have been introduced to replace the law. Several plans have been presented or are expected, however none appear to have the necessary support to achieve Congressional approval. And it’s unlikely… Continue reading Repeal, Replace: Too Many Options, Too Little Consensus
For today we do. And probably for the rest of this year, anyway. It’s impossible to read any news either in print or online, or watch news on TV, without hearing about a repeal of Obamacare. Repeal, repeal and replace, leave around 18 million people stranded without health care…. it goes on and on. … Continue reading It’s Inauguration Day: Do We Still Have Health Care?
Maybe later than you think and it’s evolving. President-elect Trump has promised that he’ll ask Congress to repeal the Affordable Care Act on Day One of his administration. Can he really do that on Day One? Even with a Republican House and Senate is that possible? Not exactly. Not much is likely to change in… Continue reading Trumpcare: What is it and When Will We See it?
Although it seems as if many insurers are leaving the health insurance exchange marketplace and premiums are likely to rise for many in 2017, there is some brightness set for Obamacare. There will be a new, attractive option available to many consumers beginning in November. In an attempt to make plan selection easier, the federal… Continue reading HealthCare.gov Enrollment: It Can Be A Simple Choice
Actually, they are more than what you may be wearing. SilverSneakers are fitness programs for seniors provided by more than 70 health plans across the country. And while SilverSneakers often include health club memberships, fitness for seniors should focus on physical activity which may or may not involve a gym. Sadly, problems with mobility among… Continue reading Silver Sneakers: More Than Just A Fashion Statement
Good question. That depends on your high deductible plan and its relationship to a health savings account. As more people are covered by high deductible plans, some employer sponsored plans are covering benefits like doctor visits or generic prescription drugs to help ease the costs to the individual before meeting the deductible. Here’s the catch:… Continue reading Do High Deductible Plans Cover Chronic Care Up Front?
Open enrollment is upon us. If your employer offers more than one plan and you are like a majority of others, you’ll just reenroll in the same plan. It may not be perfect, but it’s working pretty well. Not so fast. On the surface, it may look identical to what you have this year, but… Continue reading Will Your Prescription Drugs Be Covered Next Year? Better Check!