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HSAs: Health Care or Retirement Savings?

That depends. When HSAs became available in 2004 as a complement to high deductible healthcare plans, the premise was that individuals and families could make tax-deductible contributions and use the funds to pay unreimbursed medical expenses. With the increase of high deductible health plans as an option, and in many cases the only option for… Continue reading HSAs: Health Care or Retirement Savings?

News Alerts

How Does the American Health Care Act Impact Me? Obamacare Lite?

That depends on how and where you obtain your health insurance. Or if you purchase health insurance. This bill is shorter than Obamacare (so far, anyway) 166+ pages versus 2000+ pages, but there will be some significant impact on individuals and business owners. First, let’s see what the Act retains that will benefit individuals. One… Continue reading How Does the American Health Care Act Impact Me? Obamacare Lite?

News Alerts

Repeal and Replace: “Watering” Down Ten Essential Benefits?

It’s abundantly clear that it is going to take time to repeal and/or replace the Affordable Care Act. And, despite the fact that the republican draft would sunset the ten essential benefits in 2019, it would require a change in the law and therefore 60 votes in the Senate to eliminate these provisions entirely. While… Continue reading Repeal and Replace: “Watering” Down Ten Essential Benefits?

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Repeal, Replace: Too Many Options, Too Little Consensus

It’s clear that Republicans want to get the Obamacare repeal headed in the right direction. There’s one big problem, however. Too many different competing plans have been introduced to replace the law. Several plans have been presented or are expected, however none appear to have the necessary support to achieve Congressional approval. And it’s unlikely… Continue reading Repeal, Replace: Too Many Options, Too Little Consensus